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I was thinking I’d start with a introduction of myself. My name is Robin Flint and when I was 21 years old I first heard the words passive income, I didn’t really understand the concept of it but I remember thinking that it sounded cool and very interesting so I decided to look more into it. I read books about it, talked to people about it and got very different views from the people I spoke to. Most people said it sounded crazy, like some kind of scheme and told me to be careful and that I shouldn’t do like it said in the books. I felt a bit confused but decided to give it a try. In one book I read about apartment buildings, I thought it sounded nice to just buy a big building and have all the people living in the apartments just send me a lot of money at the end of each month, so I decided to buy an apartment building. I booked a meeting with my contact person at the bank and went there a couple of days later, totally unprepared but with a lot of courage, I thought the idea was waterproof!
The meeting sounded something like this:
- What can I help you with?
- I want to buy an apartment building
- Okey, do you have some information about it?
- No, I thought It was better to get a bank guarantee first before I started looking
- Okey, at what price range were you thinking?
- Im not really sure, maybe about 6-7 million Kronor (6-700k€)
- Aha, and how much are you planning to put up yourself?
- Hmm okey, let me just talk to my colleague for a bit *leaving the room*
As you may have guessed, I didn’t get the loan. After that I felt shot down but this first time I just bounced right up again, maybe it was just that bank or my contact person at the bank that wasn’t familiar with this kind of things. Instead of crying like a baby, I booked a meeting with another bank and did the same process one more time, this time the bank person I met with laughed at me like I was some kind of idiot, before telling me NO. I felt embarrassed and stupid, maybe it was all a scheme and I was stupid enough to believe it all. The first time you get shot down might be ok but the second time really hurts. When I was talking to some of my friends about this all they told me things like “good try, now you know it doesn´t work, now you don’t have to waste your time with that” or “most people who are rich are either greedy, some kind of criminal or inherited their money”.
I wasn´t ready to give it all up just yet, I had something in my head that kept telling me that there was more to life and it was available to everyone, not just a few.
Soon after this I started meeting people who were more experienced in the passive income area, I met with people who had everything from small passive incomes to passive incomes big enough to support a family with a really nice living standard and all the extra cool stuff. I finally could see that it worked, there were people who worked on building assets for 5-10 years and after that they didn’t have to work at all, the passive incomes came in every month without any big effort and they could choose to just enjoy life, or keep doing their regular jobs if they wanted. The thing here was that everyone I spoke to that had passive incomes said the same thing, “you have to start with the END in mind, you have to know what you want and you have to have a reason, a dream”. It all sounded very weird, a dream?
They told me that my reason will be what keeps me from quitting when things get tough, I remember thinking that it can’t really be more tough than having a bank employee laughing in your face, but I can assure you, it can.
Said and done, I started think about what I really wanted in life if anything was possible, at first I thought about Ferraris, mansions and maybe having a toilet bowl in pure gold (why not, right!?). I thought that the luxuries was what I wanted but later on I figured out that it wasn’t really motivating me so I started thinking about it some more.
What do I really want? I really thought about my situation and finally it hit me, I wanted to be free, I didn’t want to be forced to wake up to the alarm clock every morning. I also wanted to live in a warm country and I had already felt in love with Thailand, the culture, the people, the food and the amazing weather. I decided back then that my goal was to be able to kiss my boss goodbye (or give him the middle finger) and move to Thailand, without having to work again.
I must say that a dream is a very strong thing. I can tell you about all my knowledge, experiences and the mistakes I’ve made but if you don’t have a reason for investing or creating your passive incomes, it won’t matter because something along the way will bring you down.
All the people that write stupid comments about this subject on forums and in different places on the internet are people who never decided what they really want from life or are too afraid to do anything at all, they don’t want others to succeed at something that they gave up or never had the courage to start.
I am living proof that this thing works, it took me about 6 years to get there. It’s not rocket science, it’s just about taking a decision to do it and then take one small step at a time.
How can you hit a target that you can’t see?
How can you reach a goal that you don’t have?
To you all I can only say, start with the end in mind, a dream.
Thanks for reading and if you like it, don’t be selfish.
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Passive income together